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BCFC

Birmingham City finances

Birmingham City has £371m of net debt as of their 2024/25 accounts.

Filed as BIRMINGHAM CITY FOOTBALL CLUB LIMITED. Championship. Latest accounts 2024/25.

← Football Finance · Birmingham City dashboard → · Transfers → · Companies House →

Wage bill
£36m
Turnover
£36m
Profit / loss
-£35m
Net debt
£371m
Cash
£14m
Net assets
-£122m

Player trading

  • Gross spend on signings (this year)£28m
  • Amortisation charge (this year)£6.8m
  • Squad book value (intangibles NBV)£25m
  • Book value of disposals (sold registrations)£584k

In football accounting, "intangible assets" = player registrations. Amortisation is the contract cost spread over the years remaining.

Wage breakdown

  • Wages & salaries£32m
  • Social security (employer NI)£3.9m
  • Pension contributions£289k
  • Key management pay (directors)£238k
  • Highest paid director£238k

HMRC exposure

  • Tax & social security owed at year-end£1.5m

Unusually large HMRC balances at year-end can signal cash pressure. Most clubs file PAYE monthly, so a multi-million sum sitting unpaid is a flag.

Debt breakdown

  • Group / owner loans£188m
  • Outstanding charges (loans secured against assets)1

Ownership

Persons with significant control (>25% as filed at CH): Birmingham City Limited

Registered office: St Andrews @ Knighthead Park, Cattell Road, Birmingham, B9 4RL

Incorporated: 1888-08-22

Recent filings

  • 2026-04-04 accounts accounts-with-accounts-type-full
  • 2026-02-04 confirmation-statement confirmation-statement-with-no-updates
  • 2025-11-14 incorporation memorandum-articles
  • 2025-11-14 resolution resolution
  • 2025-11-10 mortgage mortgage-create-with-deed-with-charge-number-charge-creation-date
  • 2025-11-07 officers termination-director-company-with-name-termination-date
  • 2025-11-07 officers termination-director-company-with-name-termination-date
  • 2025-07-30 resolution resolution
  • 2025-04-01 accounts accounts-with-accounts-type-full
  • 2025-02-17 confirmation-statement confirmation-statement-with-no-updates

Source

This club files paper accounts at Companies House, so we cannot parse them automatically. Figures shown are editor-curated from the same public filing. View at Companies House →

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