Insolvency Watch
English football clubs showing one or more red flags from Companies House. We track active insolvency proceedings, going-concern uncertainty in filed accounts, large HMRC tax balances, multiple outstanding secured loans, and overdue statutory filings.
| Club | Flags | HMRC owed | Charges | Accounts due |
|---|---|---|---|---|
|
SWFC Sheffield Wednesday
|
Active insolvency Large HMRC balance Accounts overdue | £1.3m | — | 2026-04-30 |
|
LFC Liverpool
|
Large HMRC balance 3+ secured loans | £69m | 5 | 2027-02-28 |
|
AFCB AFC Bournemouth
|
Large HMRC balance 3+ secured loans | £23m | 3 | 2027-03-31 |
|
AFC Arsenal
|
Large HMRC balance 3+ secured loans | £22m | 6 | 2027-02-28 |
|
MUFC Manchester United
|
Large HMRC balance 3+ secured loans | £21m | 14 | 2027-03-31 |
|
WHU West Ham United
|
Large HMRC balance 3+ secured loans | £18m | 3 | 2027-02-28 |
| Large HMRC balance 3+ secured loans | £16m | 4 | 2027-03-31 | |
|
ITFC Ipswich Town
|
Active insolvency Large HMRC balance | £11m | 1 | 2027-03-31 |
|
AVFC Aston Villa
|
Large HMRC balance 3+ secured loans | £10m | 3 | 2027-03-31 |
|
EFC Everton
|
Large HMRC balance 3+ secured loans | £9.7m | 3 | 2027-03-31 |
|
LCFC Leicester City
|
Large HMRC balance 3+ secured loans | £9.7m | 14 | 2027-03-31 |
|
BFC Burnley
|
Large HMRC balance 3+ secured loans | £8.8m | 4 | 2027-04-30 |
|
SFC Southampton
|
Large HMRC balance 3+ secured loans | £5.4m | 3 | 2027-03-31 |
|
MFC Millwall
|
Active insolvency Large HMRC balance | £2.1m | 1 | 2027-03-31 |
| Large HMRC balance 3+ secured loans | £1.9m | 3 | 2027-03-31 | |
|
WFC Watford
|
Large HMRC balance 3+ secured loans | £1.5m | 5 | 2027-03-31 |
|
SUFC Sheffield United
|
Large HMRC balance 3+ secured loans | £1.5m | 10 | 2027-03-31 |
|
HUFC Hartlepool United
|
Active insolvency 3+ secured loans | £121k | 3 | 2027-04-30 |
|
CAFC Charlton Athletic
|
3+ secured loans Accounts overdue | £1k | 7 | 2026-06-29 |
|
TCFC Truro City
|
Active insolvency Accounts overdue | — | — | 2013-09-30 |
|
BUFC Boston United
|
Active insolvency 3+ secured loans | — | 6 | 2027-03-31 |
|
GFC Gillingham
|
Active insolvency 3+ secured loans | — | 4 | 2027-03-31 |
|
BFC Barnet
|
Active insolvency 3+ secured loans | — | 3 | 2027-03-31 |
|
MCFC Manchester City
|
Large HMRC balance | £51m | 1 | 2027-03-31 |
|
THFC Tottenham Hotspur
|
Large HMRC balance | £30m | 2 | 2027-03-31 |
| Large HMRC balance | £30m | 1 | 2027-03-31 | |
|
CFC Chelsea
|
Large HMRC balance | £29m | — | 2027-03-31 |
|
FFC Fulham
|
Large HMRC balance | £18m | 1 | 2027-03-31 |
|
NUFC Newcastle United
|
Large HMRC balance | £18m | 2 | 2027-03-31 |
|
CPFC Crystal Palace
|
Large HMRC balance | £7.9m | 1 | 2027-03-31 |
|
NFFC Nottingham Forest
|
Large HMRC balance | £7.2m | 2 | 2027-03-31 |
|
LUFC Leeds United
|
Large HMRC balance | £4.9m | — | 2027-03-31 |
|
CCFC Cardiff City
|
Large HMRC balance | £2.1m | 2 | 2027-02-28 |
|
CCFC Coventry City
|
Large HMRC balance | £1.9m | — | 2027-03-31 |
|
BRFC Blackburn Rovers
|
Large HMRC balance | £1.8m | — | 2027-03-31 |
|
SCFC Stoke City
|
Large HMRC balance | £1.7m | — | 2027-02-28 |
|
HCFC Hull City
|
Large HMRC balance | £1.7m | 1 | 2027-03-31 |
|
LTFC Luton Town
|
Large HMRC balance | £1.6m | — | 2027-03-31 |
|
BCFC Birmingham City
|
Large HMRC balance | £1.5m | 1 | 2027-03-31 |
|
NCFC Norwich City
|
Large HMRC balance | £1.5m | — | 2026-12-31 |
|
WAFC Wrexham
|
Large HMRC balance | £1.3m | 2 | 2027-03-31 |
|
PAFC Plymouth Argyle
|
Large HMRC balance | £1.2m | 1 | 2027-03-31 |
|
BCFC Bristol City
|
Large HMRC balance | £1.1m | 1 | 2027-03-31 |
| Large HMRC balance | £1.0m | 1 | 2027-03-31 | |
|
OUFC Oxford United
|
Active insolvency | £885k | 1 | 2027-03-31 |
|
LCFC Lincoln City
|
Active insolvency | £792k | — | 2027-03-31 |
| Active insolvency | £755k | — | 2027-02-28 | |
|
PVFC Port Vale
|
Going-concern warning | £524k | — | 2027-03-31 |
|
PUFC Peterborough United
|
3+ secured loans | £413k | 4 | 2027-03-31 |
|
SFC Stevenage
|
3+ secured loans | £389k | 5 | 2027-02-28 |
|
NTFC Northampton Town
|
Active insolvency | £371k | — | 2027-03-31 |
|
WA Walsall
|
3+ secured loans | £283k | 3 | 2027-02-28 |
| Accounts overdue | £256k | — | 2026-06-30 | |
|
CUFC Carlisle United
|
Active insolvency | £251k | 1 | 2027-03-31 |
|
CUFC Cambridge United
|
Active insolvency | £250k | — | 2027-03-31 |
|
STFC Swindon Town
|
Active insolvency | £197k | 2 | 2027-02-28 |
|
MO Morecambe
|
3+ secured loans | £155k | 3 | 2027-02-25 |
|
HTFC Harrogate Town
|
3+ secured loans | £112k | 4 | 2027-03-31 |
|
SUFC Sutton United
|
3+ secured loans | £91k | 3 | 2027-02-28 |
|
BWFC Boreham Wood
|
3+ secured loans | — | 3 | 2027-03-31 |
|
BA Barrow
|
3+ secured loans | — | 6 | 2026-08-31 |
|
CTFC Cheltenham Town
|
Going-concern warning | — | 2 | 2027-02-28 |
|
DRFC Doncaster Rovers
|
Active insolvency | — | — | 2027-02-28 |
|
RFC Reading
|
3+ secured loans | — | 3 | 2027-03-31 |
How the flags work
This page combines public Companies House data with iXBRL-parsed accounts. None of the flags individually mean a club is going under. A combination is the signal.
- Active insolvency: an open case at CH (administration, CVA, winding-up petition). The most serious flag.
- Going-concern warning: the directors flagged material uncertainty about the company's ability to continue in their latest filed accounts.
- Large HMRC balance: more than £1m owed in tax and social security at year-end. Most clubs file PAYE monthly so a multi-million sum unpaid is unusual.
- 3+ secured loans: multiple lenders holding charges against the club's assets (stadium, training ground, players). Refinancing pressure.
- Accounts overdue: statutory filing date has passed and the next accounts still aren't in.
Refreshed weekly. Source: Companies House profile + iXBRL accounts.
Explore more Football Finance
- The headlinesRichest Clubs
- In the blackProfitable Clubs
- Most leveragedDebt League
- No debtDebt-free Clubs
- Where money comes fromRevenue Breakdown
- Director payBoardroom Pay
- Squad refreshContracts Running Out
- PSR exposurePSR Watch
- Plain EnglishFFP & PSR Explained
- Early warningFiled Late
- Most serious warningGoing Concern Watch
- Who owns whatOwner Watch
- Global pictureOwnership Network
- Transfer marketNet Spend
- Central distributionPL TV Money